Why You Shouldn’t Buy Your Car Insurance from Car Dealers

​Buying insurance from your car dealers sounds like an easy choice, especially since you don’t have to look any further. They offer the coverage along with your brand new car, and you’d think you’ve already got everything you need to be covered. However, you can get better insurance policies outside your car dealer, as long as you do the work of finding out the different options to choose.

​Limited Options and Coverage
Admittedly, buying car insurance from your dealer is more convenient. All the work is done for you, and all you need to do is sign and pay the price. But that’s where the mistake happens; you pay the cost of insurance where you don’t get your money’s worth. The primary purpose of every car dealer is to sell you their car and not coverage, which is why the best they’ll be able to offer you is the most basic and standard policy.

Sure you’ve got the basics covered, but at the end of the day car dealers have limited insurance coverage. You’ll end up spending more on insurance premiums, to include other incidents. Moreover, dealers would most often than not have a cut as a dealer which is why you’d end up paying a more significant price than what others would.

Unnecessary Expenses and Add-Ons
You’ll only also have a limited option of add-ons for your insurance plan, and sometimes it isn’t even the best fit for your car. When you choose your add-on, you want based on the specific requirements of your vehicle and what you need. Most of the time, however, the add-ons offered by most dealers don’t match any of the conditions of car owners and their vehicle.

Since dealers earn some commission, they push you to purchase unnecessary add-ons which cost higher than other policies. Most importantly, you don’t realize this sooner, but you don’t need these add-ons in the first place. You’ll end up spending more on add-ons than just buying insurance policies outside the dealer.

Having a good car insurance policy can help a great deal with managing your expenses and finances. If you don’t have one yet, you should get one now to help you have a stress-free experience in the future.  

At Rick Case Insurance Agency, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (405) 722-5556 or Click Here to request a free quote.