Rick Case Insurance Agency Blog
The beater is a colloquial term for an old car depending on where you live and your standards a beater can be anywhere from 5 to 20 years old. If you are the type who is living large in Miami, your 2013 Prius might be a beater in your eyes. But to some average joe in the country, his 15-year-old Corolla is still fit for purpose.
Another aspect of being a beater is that the car is already broken down and poorly functioning. So, no. Dean Winchester’s ’64 Impala is not a beater.
Cost of Maintenance vs. Monthly Payment
If the car is already a beater, there is a good chance that you already paid it off. The matter of fact is, t is most likely that you got it off a used car lot. Either way, you are probably paying a tidy sum to keep that car running.
Consider this if you are paying $2000 a year to keep that car running it might be time to buy a brand new car, or a used car if you are a skinflint, chances are a modest car or used car will end up saving you money.
Noise and Air pollution
The older a car gets, the worse pollution the beaten-up old engine creates. With so many aging parts it is probably a noisy little machine too. Do your neighbors a favor and retire your beater when the noise is caused is enough to cause other cars’ alarms to go off or the noise is driving the neighbor's pets insane.
When There are Incentives
Recently there was a program called Cash for Clunkers; this was a government program to pay people to retire their clunkers and buy a newer vehicle. It was part government stimulus program and part environment protection program. After all the old car was perhaps a polluter and incentivizing the owner to get a new car isn’t a bad idea.
I do not doubt that a similar program will be initiated, if not already ongoing locally. Why not get paid to get rid of your old car?
Another Major Part Broke Down
Chances are another component will break down sooner rather than later. Given the age of your beater, chances are finding spare parts will be like hunting for a needle in a haystack. Be kind to your mechanic and let that old car finally rest.
But when you get its replacement, be prudent and get it insured. At Rick Case Insurance Agency, we aim to make our client's life easier with policies that are tailored to their needs. You can get more information about our products and services by calling our agency at (405) 722-5556. Get your free quote today by CLICKING HERE.