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Rick Case Insurance Agency Blog

The Pros and Cons of Small Business Insurance In 2020

8/24/2020

10 Comments

 
Picture
If you want to have the best small business insurance policy in 2020, you must understand the pros and cons of getting one before anything else. It will help you decide the best options that you should get for your business platform in the future.
​
Here are some of those pros and cons as follows:
Pros
  1. It is Available Online
    If you are going to buy a business health insurance for small businesses, it would be best to get one from an online agent. Because of technology, it will be much more convenient to do business online than in person, especially during this virus season.

  2. Small Businesses are Not Required to Get Health Insurance
    If you have fewer than 50 employees, you will not be required to buy a separate health insurance package for your team. You will be able to save money on business insurance alone for sure.

  3. Easy Application
    Another advantage of getting small business insurance policies is that it is relatively easy to apply. Before applying, make sure that you are eligible for a small business health insurance policy. Contact your local insurance agent or company for more details on the criteria and eligibility.

  4. The Group of One
    You can also get group business health insurance if you classify yourself as self-employed without any employees. Apply for the Group of One to get discounts.

  5. Money-Saving
    Small business health insurance policies are much more affordable, as well. Because we're talking about a fledgling business, you wouldn't need too much premium to afford insurance.

Cons
The Health Insurance Issue
Small businesses have the prerogative not to offer health insurance. It can be a real benefit for the company but not so good for the employees. It would be best for employees to get group insurance and convince other workers to do the same.

This way, you will be able to get all the health benefits you are entitled to while still protecting your employer's finances.

Conclusion
With these pros and cons, you will be able to use your small business insurance policy to its full advantage. Always remember that your employees are the backbone of your company. If you don’t take care of them, these people can become your company’s downfall in the end.

If you want to learn more about small business insurance policies, please do not hesitate to contact your local insurance agent and company. They will be glad to answer questions for sure.

At Rick Case Insurance Agency, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (405) 722-5556. Get your free quote today by CLICKING HERE.
10 Comments
Taylor Hicken link
3/10/2021 04:23:25 pm

You made a good point when you shared that it is important the understand your options when deciding on business insurance that is suitable. This will help you to make your decision better, especially when you are still new in the industry. I would like to think if someone is planning to start up a business, he should consider getting business insurance from a reliable provider by understanding the options that he has.

Reply
Kristofer Van Wagner link
4/14/2021 09:53:24 pm

I am thankful that this post shared that one of the benefits of getting business insurance is that it protects the business. Assuming that I am planning to start a business, it makes sense for me to choose insurance that is reliable and relevant. I will definitely keep this information in mind when I look at business insurances.

Reply
Jeff Steve link
5/5/2021 12:28:41 am

Propel your business
Business, marketing and communication
services to help rebuild and grow
your business

Reply
Chris link
5/11/2021 02:45:18 am

You made a good point, especially when you mentioned the advantage and disadvantages of the two at least they know that it outweighs the pros of the cons.

Reply
kate hansen link
9/13/2021 12:42:03 pm

It's good to know that it can be more convenient to get business insurance online. My sister recently opened up her own café a couple of weeks ago, and she was telling me last night about how she wants to look into getting insurance for it. I'll make sure to pass this information along to her as she searches for business insurance to get for her café.

Reply
Hailey Miller link
3/7/2022 08:42:09 pm

It got me interested when you said that it is easy to apply for business insurance. I would imagine that any business owner would want to avoid incidents that can affect their day-to-day operations. I think they should consider getting a business insurance policy that can help cover any issues that may arise.

Reply
Zoe link
3/8/2022 03:45:06 am

Thanks for sharing this useful information! Hope that you will continue with the kind of stuff you are doing.

Reply
medicare supplement plans pennsylvania link
5/5/2022 03:42:09 am

Found your post interesting to read. I can't wait to see your post soon. Good Luck with the upcoming update. This article is very useful, interesting, and effective.

Reply
Zoe link
5/11/2022 07:12:05 am

What an exquisite article! Your post is very helpful right now. Thank you for sharing this informative one.

Reply
Miah Leey link
5/11/2022 07:13:42 am

Nice article! Thanks for sharing this informative post. Keep posting!

Reply



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