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Rick Case Insurance Agency Blog

Private Car VS for Hire Vehicle What Is the Difference?

2/25/2019

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​A long time ago the distinction between private cars and for-hire vehicles was fairly stark. Taxis possessed a livery license to act as a for-hire vehicle in the cities. Limousines had a special license to act as luxury vehicles for the well to do. Between them were hotel cars.
 
There were a handful of other types of for-hire vehicles like rental trucks or jitneys. Anyone who didn’t fall under these categories would be private vehicles. But for purposes of this article, I want to focus on the difference between private cars and for-hire vehicles when it comes to grey areas like Uber or Lyft.

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Why Contractors Put up a Contractor's Bond

2/22/2019

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​The contractor's bond is a strange animal. The bond is a promise to forfeit the money in the bond should the contractor fail to complete the project within the time frame of the contract. In other words, it is a promise to get the job done.
 
But then why do they need to put up the bond if they are going to suffer a loss of contract and face anyway if they fail to make things happen? Here are some reasons why the Contractor's bond is justified.

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When Using Contractors is a Good Business Practice

2/13/2019

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​There once was a time when people could do so many things on their own. Back in the colonial period, the average frontiersman could build his house on his own relying only on his tools and his own two hands. Those days are long gone though. Here are some reasons why using contractors is a good business practice.

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Top Places to Eat When You Are On The Go

2/6/2019

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​In today's economy, we are always on the go. It seems ironic that the more convenient life became, the more fast paced it became. It almost feels like a chicken and egg scenario: "What came first the fact that the pace of life got faster or getting previously difficult tasks got easy?"
 
Whichever came first, we never eliminated the need to eat. So here are some top places to eat when you are on the go.

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