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Every expanding business will eventually need to hire employees. Employees are an essential part of a business, and keeping them safe should be at the top priority. When you feel like you need to start hiring, you may want to begin by reading up on state and federal laws about workers compensation insurance. According to the National Safety Council (NSC), a work-related injury is recorded every seven seconds. Most of these injuries are soreness or pain; sprains, strains or tears; and cuts, lacerations or punctures. These workplace injuries keep workers from working for days or months.
Worker’s compensation is an insurance that is made to provide workers who got injured while working some benefits making up for lost salaries while they are taking care of their injury and cannot work. It includes injuries or loss of limbs, illnesses like emphysema, injuries caused at work due to overexertion, medical treatment, rehabilitation needed so that the worker can return to work, lost wages (up to around 66 percent or two-thirds of the worker’s salary), death, and liability insurance for the company due to lawsuits filed by the injured workers. Without further ado, here are the three things to understand before getting a worker’s compensation insurance:
Contacting the best insurance agency is important to ensure that the business is on the right track in protecting its employees. At Rick Case Insurance Agency, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (405) 722-5556 or Click Here to request a free quote.
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