3 Consequences If You're an Under-Insured Driver

​When it comes to getting the best car insurance, there are a lot of factors at play. Rate and services differ based on your preferences, personal history, and the place where you are situated. Have you realized the significance if you fail to have protection while driving? In this article, the three consequences (if you’re under-insured while driving) will be discussed for your awareness.

​You Won’t be Able to Register Your Auto
If you don’t have the minimum automobile liability coverage required by the state where you live, you are uninsured. The consequence is you’ll have difficulty in accomplishing the registration of your vehicle. Because of this, you won’t get your license plate. If you don’t have it, you are not legal to drive a motor vehicle until you have met the requirements.
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Getting a Ticket While Driving
Every state has a set of rubrics that every driver must follow. For instance, when a police officer asks you to pull over, especially after an accident, typically he’ll require you to present proof of a legitimate liability policy. If you don’t have the necessary documents, the officer gives you a ticket for being an uninsured driver. Within three years of the first offense, the penalty cost amounts from $150 to $500 (depends on the state). Aside from the fine, your license and auto registration will be on hold for up to three years. 

You’re Held Liable for Damage or Injury Cause to Others
There’s a possibility that you may be able to sidestep the hassles of the two consequences mentioned earlier even if you still don’t have auto insurance. Possible scenarios are the following:

• You had already registered your car when you had your premium was active, and then, the policy expires afterwards. You decided to discontinue your insurance plan.
• Traffic officers are not catching other uninsured drivers. They’re skilled not to be noticed because they take a different route.
  
  

But, the significant consequence of not having an auto insurance policy is this — you can still be held liable for any damage or injury that you caused to others. The expenses can significantly break the bank. What if you don’t have enough money in your pocket? What would you do? Aside from this, you’ll be obliged to file an SR-22 certificate that can significantly affect the cost of vehicle insurance when you decide to apply for one in the future.

One More Thing Before You Go
You can avoid all the consequences mentioned above when you have a valid policy. So, get the necessary auto insurance plan from a reputable insurer for your convenience and protection now.

At Rick Case Insurance Agency, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (405) 722-5556 or Click Here to request a free quote.